Gift Options

Bequests
Bequests are provisions in your will or revocable living trust that designate how  your assets will be distributed after your lifetime.  Charitable Bequests can eliminate or reduce federal estate tax and are one of the most flexible ways of giving:  you have the option of changing your mind at any time.  You may also be pleasantly surprised at the peace of mind that comes with completing your estate plan.

Life-Income
If you would like to support the Organization but still need a source of income for yourself or loved ones, a life-income gift may be an attractive solution.  In exchange for an irrevocable gift of cash, securities or real estate, you can receive income for life or a term of years.  You may avoid capital gains tax, receive an income tax deduction and reduce or eliminate federal estate tax.

Name a Beneficiary
Simply designating the Organization as a beneficiary of your retirement plan, insurance policy or financial account is one of the easiest ways to realize your charitable goals while continuing to enjoy the benefits of your asset during your lifetime.  And you may benefit from income tax savings and reduce or eliminate federal estate tax.  As with bequests, you may change your mind at any time.

Outright Securities
Gifts of long-term appreciated stock or mutual funds offer a quick, easy, and tax-efficient way to support the Organization, avoid capital gains tax, and receive an income tax deduction.

Outright Gifts of Real Estate
The Organization accepts many types of real estate gifts, including condominiums, vacation homes, commercial property, and farms.  Called trade lands, these gifts allow you to avoid capital gains tax and receive an income tax deduction, while making a significant gift to conservation.  Trade lands are donated to the Organization with your explicit understanding that they will be sold and the proceeds will be used to support of our mission.   (Please contact your local Retirement Resource Organization office if you are interested in donating "special use" land.) 

Retained Life Estate
A retained life estate gift gives you the satisfaction of making a significant contribution to the Organization while still allowing you to use your property for the rest of your life or a term of years.  Advantages include an immediate tax deduction at the time of the gift.  After your lifetime, the Organization will sell the property and use the proceeds to support its national retirement support work.

Gifts of Personal Property
When you donate tangible property such as jewelry, artwork or rare stamps and coins, you receive an income tax charitable deduction and reduce your taxable estate.  The Organization will either use your property for support work (i.e. a passenger van) or sell your property and use the proceeds to fund support efforts.

Donor Advised Fund
A donor advised fund is a unique way to simplify and/or streamline all of your charitable giving by allowing you to support the Organization as well as other charitable organizations from the same fund.   The fund allows you to manage all of your charitable giving simply and efficiently while receiving an income tax deduction. 

Charitable Lead Trust
A charitable lead trust accomplishes two goals with your money:  supporting the Organization while still providing for your heirs.  The trust provides an annual income to the Organization typically for a period of years.  After the term ends, the principal transfers to your beneficiaries.  Benefits include an immediate tax deduction on the present value of the trust as well as potential estate tax deductions. 

Information provided on our Internet site is not intended to be tax or legal advice. Please consult a qualified financial advisor before making a gift.