Charitable Remainder Annuity Trust
The following charts illustrate the potential benefits of a $100,000 annuity trust funded with cash or securities with a 5% payout for one or two beneficiaries.*
One Beneficiary
| Age |
Payout % |
IRS Discount Rate |
Annual Income |
Income Tax Deduction |
| 50 |
5% |
3.0% |
$5,000 |
$14,432 |
| 60 |
5% |
3.0% |
$5,000 |
$27,897 |
| 70 |
5% |
3.0% |
$5,000 |
$46,095 |
| 80 |
5% |
3.0% |
$5,000 |
$64,688 |
Two Beneficiaries
| Age #1 |
Age #2 |
Payout % |
IRS Discount Rate |
Annual Income |
Income Tax Deduction |
| 50 |
55 |
5% |
3.0% |
$5,000 |
$5,429 |
| 60 |
65 |
5% |
3.0% |
$5,000 |
$16,791 |
| 70 |
75 |
5% |
3.0% |
$5,000 |
$36,088 |
| 80 |
85 |
5% |
3.0% |
$5,000 |
$57,286 |
*These figures are for illustration purposes only and are subject to change. They will change based on your age, the size of the gift(s) used to fund the trust, the number of beneficiaries, the percentage to be paid out and the current IRS mandated discount rate.
Charitable Remainder Annuity Trust
Information provided on our Internet site is not intended to be tax or legal advice. Please consult a qualified financial advisor before making a gift.
| The Retirement Resource Organization, Inc. is a tax-exempt charitable organization under Section 501(c)(3) of the Internal Revenue Code.
Donations are tax-deductible. | |
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